:root{
  --navy:#1b2559;
  --ink:#1c2238;
  --muted:#5a6280;
  --blue:#3f5bd6;
  --blue-d:#2f45b0;
  --sky:#eef0ff;
  --sky-2:#d9defa;
  --green:#1f9d7a;
  --green-d:#17795e;
  --line:#e0e4f2;
  --bg:#ffffff;
  --soft:#f6f7fc;
  --radius:16px;
  --max:1120px;
  --font:"Segoe UI",-apple-system,BlinkMacSystemFont,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
ul,ol{padding-left:1.2em}
h1,h2,h3,h4{color:var(--navy);line-height:1.18;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.65rem,3vw,2.3rem);font-weight:750;margin-bottom:.6em}
h3{font-size:1.2rem;font-weight:700;margin-bottom:.4em}
p{margin-bottom:1em}
.wrap{width:min(var(--max),100% - 40px);margin-inline:auto}
.sec{padding:84px 0}
.sec.alt{background:var(--soft)}
.sec.tint{background:var(--sky)}
.sec.dark{background:var(--navy);color:#dfe3fa}
.sec.dark h2,.sec.dark h3{color:#fff}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);margin-bottom:14px}
.dark .eyebrow{color:#a9b7ff}
.lead{font-size:1.15rem;color:var(--muted);max-width:680px}
.dark .lead{color:#c3c9ea}
.center{text-align:center}
.center .lead{margin-inline:auto}

/* top strip */
.strip{background:var(--navy);color:#cfe0f7;font-size:.86rem;text-align:center;padding:9px 16px}
.strip a{color:#fff;text-decoration:underline;margin-left:8px}

/* header */
.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.hd-in{display:flex;align-items:center;gap:28px;height:72px}
.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:800;font-size:1.15rem;letter-spacing:-.01em}
.brand:hover{text-decoration:none}
.brand img{display:block;height:42px;width:auto}
.brand .desk{font-weight:800;font-size:1.05rem;color:var(--navy);padding-left:12px;border-left:2px solid var(--line);line-height:1.1}
.ft .brand{background:#fff;display:inline-flex;padding:10px 16px;border-radius:12px}
.ft .brand img{height:34px}
.mark{display:grid;grid-template-columns:repeat(3,6px);grid-template-rows:repeat(3,6px);gap:2px}
.mark i{display:block;border-radius:2px;background:transparent}
.mark i:nth-child(2){background:#e8762d}
.mark i:nth-child(4){background:#1f77b4}
.mark i:nth-child(5){background:#e8762d;transform:scale(1.25)}
.mark i:nth-child(6){background:#1f77b4}
.mark i:nth-child(8){background:#c7243a}
.nav{display:flex;gap:4px;margin-left:12px}
.nav a{color:var(--ink);font-size:.95rem;font-weight:600;padding:8px 12px;border-radius:999px}
.nav a:hover{background:var(--sky);text-decoration:none}
.nav a.on{background:var(--sky);color:var(--blue-d)}
.hd-cta{margin-left:auto;display:flex;gap:10px;align-items:center}
.burger{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;padding:8px 12px;font-size:1rem;color:var(--navy);cursor:pointer}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:700;font-size:.97rem;padding:13px 24px;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:.18s;text-decoration:none!important}
.btn-g{background:var(--green);color:#fff}
.btn-g:hover{background:var(--green-d)}
.btn-b{background:var(--blue);color:#fff}
.btn-b:hover{background:var(--blue-d)}
.btn-o{border-color:var(--blue);color:var(--blue);background:#fff}
.btn-o:hover{background:var(--sky)}
.btn-w{background:#fff;color:var(--navy)}
.btn-w:hover{background:var(--sky)}
.btn-sm{padding:9px 18px;font-size:.9rem}
.row{display:flex;gap:14px;flex-wrap:wrap}

/* hero */
.hero{padding:76px 0 70px;background:linear-gradient(180deg,var(--sky) 0%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero p.lead{margin:20px 0 30px}
.hero-note{margin-top:18px;font-size:.88rem;color:var(--muted)}
.chip-row{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:20px}
.chip{background:#fff;border:1px solid var(--sky-2);color:var(--blue-d);font-size:.8rem;font-weight:700;padding:5px 12px;border-radius:999px}

/* css-only dashboard mock */
.panel{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 24px 50px -24px rgba(27,37,89,.35);overflow:hidden}
.panel-top{display:flex;gap:6px;padding:12px 16px;border-bottom:1px solid var(--line);background:var(--soft);align-items:center}
.panel-top b{width:10px;height:10px;border-radius:50%;background:#cbd6e6}
.panel-top span{margin-left:10px;font-size:.78rem;color:var(--muted);font-weight:600}
.panel-body{padding:22px}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:18px}
.kpi{background:var(--sky);border-radius:12px;padding:12px}
.kpi small{display:block;font-size:.7rem;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.06em}
.kpi strong{font-size:1.35rem;color:var(--navy)}
.bars{display:flex;align-items:flex-end;gap:10px;height:150px;border-bottom:2px solid var(--line);padding:0 4px}
.bars i{flex:1;border-radius:6px 6px 0 0;background:linear-gradient(180deg,#7d92f0,var(--blue));animation:grow .9s ease both}
.bars i:nth-child(even){background:linear-gradient(180deg,#f2a15f,#e8762d)}
@keyframes grow{from{transform:scaleY(.1);transform-origin:bottom}to{transform:scaleY(1);transform-origin:bottom}}
.legend{display:flex;gap:16px;font-size:.78rem;color:var(--muted);margin-top:10px}
.legend s{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;text-decoration:none;background:var(--blue)}
.legend s.o{background:#e8762d}

/* stat band */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);background:#fff;overflow:hidden}
.stats div{padding:26px 22px;border-right:1px solid var(--line)}
.stats div:last-child{border-right:0}
.stats b{display:block;font-size:2rem;color:var(--blue);line-height:1.1}
.stats span{font-size:.92rem;color:var(--muted)}

/* grids & cards */
.g2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.g3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.g4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:.2s}
.card:hover{transform:translateY(-4px);box-shadow:0 18px 36px -22px rgba(27,37,89,.4)}
.card p{color:var(--muted);margin-bottom:0;font-size:.97rem}
.ico{width:46px;height:46px;border-radius:12px;background:var(--sky);color:var(--blue);display:grid;place-items:center;font-weight:800;margin-bottom:16px;font-size:1.05rem}
.card .more{display:inline-block;margin-top:14px;font-weight:700;font-size:.92rem}

/* split block */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.rev>:first-child{order:2}
.ticks{list-style:none;padding:0}
.ticks li{position:relative;padding:8px 0 8px 32px}
.ticks li::before{content:"✓";position:absolute;left:0;top:8px;width:22px;height:22px;border-radius:50%;background:var(--green);color:#fff;font-size:.75rem;display:grid;place-items:center;font-weight:800}

/* steps */
.steps{counter-reset:s;display:grid;gap:18px}
.steps li{list-style:none;counter-increment:s;position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px 22px 78px}
.steps li::before{content:counter(s);position:absolute;left:22px;top:20px;width:40px;height:40px;border-radius:12px;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center}
.steps h3{margin-bottom:.2em;font-size:1.08rem}
.steps p{margin:0;color:var(--muted);font-size:.96rem}
.steps.h{grid-template-columns:repeat(4,1fr)}
.steps.h li{padding:70px 20px 22px}
.steps.h li::before{left:20px;top:20px}

/* tabs */
.tabs{display:inline-flex;background:var(--sky);border-radius:999px;padding:5px;gap:4px;margin-bottom:26px;flex-wrap:wrap}
.tabs button{font:inherit;font-weight:700;font-size:.92rem;border:0;background:transparent;color:var(--blue-d);padding:9px 20px;border-radius:999px;cursor:pointer}
.tabs button.on{background:var(--navy);color:#fff}
.pane{display:none}
.pane.on{display:block;animation:fade .3s ease}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.pane-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px}

/* table */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
table{width:100%;border-collapse:collapse;font-size:.96rem}
th,td{text-align:left;padding:15px 20px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--navy);color:#fff;font-weight:700;font-size:.88rem;letter-spacing:.02em}
tr:last-child td{border-bottom:0}
tbody tr:nth-child(even){background:var(--soft)}
td:first-child{font-weight:700;color:var(--navy)}

/* faq */
.faq{display:grid;gap:12px;max-width:820px;margin-inline:auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 22px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:18px 28px 18px 0;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:14px;font-size:1.5rem;color:var(--blue);transition:.2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{color:var(--muted);padding-bottom:18px;margin:0}

/* cta */
.cta{background:linear-gradient(120deg,var(--navy),#3a3f9e);border-radius:28px;padding:60px 40px;text-align:center;color:#d8e6fa}
.cta h2{color:#fff}
.cta p{max-width:600px;margin:0 auto 28px}
.cta .row{justify-content:center}

/* callout */
.note{background:var(--sky);border-left:5px solid var(--blue);border-radius:0 12px 12px 0;padding:18px 22px;margin:22px 0;color:var(--navy);font-size:.97rem}
.note p{margin:0}

/* toc layout */
.doc{display:grid;grid-template-columns:250px 1fr;gap:56px;align-items:start}
.toc{position:sticky;top:96px;background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.toc h4{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);margin-bottom:10px}
.toc a{display:block;padding:7px 12px;border-radius:8px;color:var(--ink);font-size:.93rem;font-weight:600;border-left:3px solid transparent}
.toc a:hover{background:#fff;text-decoration:none}
.toc a.on{background:#fff;border-left-color:var(--blue);color:var(--blue-d)}
.article section{padding-bottom:48px;margin-bottom:48px;border-bottom:1px solid var(--line)}
.article section:last-child{border:0;margin:0}
.article h2{margin-top:0}
.article h3{margin-top:1.4em}

/* timeline / compare */
.compare{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:stretch}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:flex;flex-direction:column}
.plan.hot{border:2px solid var(--blue);box-shadow:0 20px 40px -24px rgba(63,91,214,.5);position:relative}
.plan.hot::before{content:"Most picked";position:absolute;top:-13px;left:24px;background:var(--blue);color:#fff;font-size:.74rem;font-weight:700;padding:4px 12px;border-radius:999px}
.plan ul{margin:14px 0 22px;list-style:none;padding:0;flex:1}
.plan li{padding:6px 0 6px 24px;position:relative;color:var(--muted);font-size:.95rem}
.plan li::before{content:"•";position:absolute;left:6px;color:var(--blue);font-weight:800}

.tags{display:flex;flex-wrap:wrap;gap:10px}
.tags span{background:#fff;border:1px solid var(--line);border-radius:10px;padding:8px 14px;font-size:.9rem;font-weight:600;color:var(--navy)}

dl.gloss{display:grid;grid-template-columns:200px 1fr;gap:0}
dl.gloss dt,dl.gloss dd{padding:14px 0;border-bottom:1px solid var(--line)}
dl.gloss dt{font-weight:700;color:var(--navy)}
dl.gloss dd{color:var(--muted)}

/* footer */
.ft{background:#12172f;color:#9fb1cc;padding:64px 0 28px;font-size:.92rem}
.ft-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:32px;margin-bottom:44px}
.ft h4{color:#fff;font-size:.95rem;margin-bottom:14px}
.ft a{display:block;color:#9fb1cc;padding:4px 0}
.ft a:hover{color:#fff}
.ft .brand{color:#fff;margin-bottom:12px}
.ft-bot{border-top:1px solid #262d52;padding-top:22px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.84rem}
.ft-bot nav{display:flex;gap:18px;flex-wrap:wrap}
.ft-bot a{display:inline;padding:0}

.reveal{opacity:0;transform:translateY(18px);transition:.6s ease}
.reveal.in{opacity:1;transform:none}

@media(max-width:960px){
  .hero-grid,.split,.doc{grid-template-columns:1fr}
  .split.rev>:first-child{order:0}
  .g3,.g4,.compare{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr)}
  .stats div:nth-child(2){border-right:0}
  .stats div:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .steps.h{grid-template-columns:repeat(2,1fr)}
  .toc{position:static}
  .ft-grid{grid-template-columns:repeat(2,1fr)}
  .nav,.hd-cta{display:none}
  .burger{display:block}
  .hd.open .nav{display:flex;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;padding:14px 20px;border-bottom:1px solid var(--line)}
  .hd.open .hd-cta{display:flex;position:absolute;top:auto;left:20px;margin:0}
}
@media(max-width:620px){
  body{font-size:16px}
  .sec{padding:60px 0}
  .g2,.g3,.g4,.compare,.steps.h{grid-template-columns:1fr}
  .kpis{grid-template-columns:1fr 1fr 1fr}
  dl.gloss{grid-template-columns:1fr}
  dl.gloss dt{border-bottom:0;padding-bottom:0}
  .cta{padding:44px 22px}
  .ft-grid{grid-template-columns:1fr}
}

/* ===== home v2 blocks ===== */
.intro{padding:72px 0 56px;background:linear-gradient(180deg,var(--sky),#fff)}
.intro-cols{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:start}
.intro h1 span{color:var(--blue)}
.glance{background:var(--navy);color:#dfe3fa;border-radius:20px;padding:30px;margin:0}
.glance h2{color:#fff;font-size:1.1rem;margin-bottom:14px}
.glance dl{display:grid;grid-template-columns:auto 1fr;gap:10px 18px;font-size:.95rem}
.glance dt{color:#a9b7ff;font-weight:700}
.glance dd{margin:0}
.claims{display:grid;grid-template-columns:repeat(3,1fr);gap:0;list-style:none;padding:0;counter-reset:c}
.claims li{counter-increment:c;padding:8px 28px 8px 0;margin-right:28px;border-right:1px solid var(--line)}
.claims li:last-child{border:0;margin:0}
.claims li::before{content:"0" counter(c);display:block;font-size:2.4rem;font-weight:800;color:var(--sky-2);line-height:1}
.claims strong{display:block;color:var(--navy);margin:8px 0 6px;font-size:1.1rem}
.claims span{color:var(--muted);font-size:.97rem}
.chapter{display:grid;grid-template-columns:240px 1fr;gap:40px;padding:34px 0;border-top:1px solid var(--line)}
.chapter:last-child{border-bottom:1px solid var(--line)}
.chapter header small{display:block;color:var(--blue);font-weight:700;letter-spacing:.1em;text-transform:uppercase;font-size:.75rem;margin-bottom:6px}
.chapter header h3{font-size:1.35rem;margin:0}
.chapter p{color:var(--muted);margin-bottom:.6em}
.chapter ul{color:var(--muted);font-size:.96rem}
.shelf{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;list-style:none;padding:0}
.shelf li{background:#fff;border:1px solid var(--line);border-top:5px solid var(--blue);border-radius:12px;padding:24px}
.shelf li:nth-child(2){border-top-color:#e8762d}
.shelf li:nth-child(3){border-top-color:var(--green)}
.shelf b{display:block;color:var(--navy);font-size:1.1rem;margin-bottom:6px}
.shelf span{color:var(--muted);font-size:.96rem}
.helpmap{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff}
.helpmap div{padding:26px;border-right:1px solid var(--line)}
.helpmap div:last-child{border:0}
.helpmap dt{font-weight:800;color:var(--navy);margin-bottom:8px}
.helpmap dd{color:var(--muted);font-size:.95rem;margin:0 0 10px}
.buybar{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;background:var(--sky);border-radius:22px;padding:36px 40px}
.buybar h2{margin:0 0 6px;font-size:1.6rem}
.buybar p{margin:0;color:var(--muted)}
@media(max-width:960px){
  .intro-cols,.chapter{grid-template-columns:1fr;gap:16px}
  .claims{grid-template-columns:1fr}
  .claims li{border:0;margin:0 0 18px;padding:0}
  .shelf,.helpmap{grid-template-columns:1fr}
  .helpmap div{border-right:0;border-bottom:1px solid var(--line)}
}